The Employee Millionaire – Personal Workbook: How to Use Your Day Job to Become a Millionaire with Rental Properties by H J Chammas ASIN: B07J3DXB7D

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There are so many books out there on “The Only One Way to Invest” that it will make your head spin.  Almost all of the books we read on investing start out by telling you what is wrong with all other forms of investing and why theirs is the one and only way to invest your money to earn an income.

The Employee Millionaire – Personal Workbook: How to Use Your Day Job to Become a Millionaire with Rental Properties by H J Chammas  is different.

He does give a little comparison and contrast between investing in rental property and investing in stocks and bonds.  In this case, he actually gives the pros and cons for both.

Nowhere in the book does Mr. Chammas tell his readers it is going to be easy.  He does not tell you that checks will pour in while you sip on umbrella drinks.
This book tells you how to get started on a fairly moderate income and then roll it into owning and renting out multiple properties.  

He takes his readers through the whole enchilada.  He tells readers about the process of getting pre-approval for a loan and then finding properties and making an offer.
He even tells his readers what they need to take to the closing on a sale of property.  He attempts to make this “white-knuckle” event much less stressful.

Readers are given links to online forms that help with the whole process from start to finish.  He even takes his readers through getting their budget in line before they start.

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Five Star Review

We truly believe The Employee Millionaire is a must read for anyone attempting to find a way to add to their income in the least stressful way. This book will make a great gift for that would-be investor on your gift giving list.  We give it all five stars.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.
We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

 

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit fromyour transaction, at no additional cost to you. Thank you for your support. 

Manian Debil Productions is a participant in the  AmazonServices LLC Associates Program, an affiliate  advertisingprogram designed to provide a means for sites to earnadvertising fees by advertising and linking to Amazon.com.

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Book Review: Souping Is The New Juicing: The Juice Lady’s Healthy Alternative by Cherie Calbom MSN CN ISBN: 978-1-62999465-9


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Very rarely does one see a nutrition book with a powerful message like Souping Is The New Juicing: The Juice Lady’s Healthy Alternative by Cherie Calbom MSN CN.
This book starts out with a very engrossing story and then moves on to tell us more and more about soup.  It isn’t just chock full of recipes; it also has a great deal of information about nutrition, food safety, and more.

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Five Star Review

We give Souping Is The New Juicing all five stars.  We think it is an important book and a very easy to read book.  There are stories about soup as a comfort food as well as instructions for making soup.  It also has many recipes for easy to make soups. What are you waiting for? Order your copy today.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.
We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit fromyour transaction, at no additional cost to you. Thank you for your support. 

Manian Debil Productions is a participant in the  AmazonServices LLC Associates Program, an affiliate  advertisingprogram designed to provide a means for sites to earnadvertising fees by advertising and linking to Amazon.com.

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Press Release: Citizens Disability Takes a Personalized and Specialized Team Approach to the Social Security Disability Claims Process

The following is a press release.  This post does not necessarily reflect the views of Suzanne and David E. McClendon, Sr. or Manian Debil Productions.

 

CitizensDisability1.jpg

Citizens Disability Takes a Personalized and Specialized Team Approach to the Social Security Disability Claims Process

Consumer Advocacy Group Helping Disabled Workers Fight for

and Receive the SSDI Benefits They Deserve

 

CitizenDisability Image.jpgWaltham, Mass. – October 2018 – With almost two-thirds of Social Security Disability applicants being denied benefits, many who have been paying into the system for years and are truly deserving of such benefits give up the fight. Citizens Disability is picking up the battle axe on their behalf. An advocacy group for people who are struggling to obtain SSDI benefits, Citizens Disability is changing the benefits landscape by helping individuals navigate the large, impersonal and denial-heavy government system.

A recent Government Accountability Office (GAO) study showed that “claimants who had representatives, such as an attorney…were allowed benefits at a rate nearly 3 times higher than those without representatives.”  Additionally, according to the Annual Statistical Report on the Social Security Disability Insurance Program, 2016, “The final award rate for disabled-worker applicants has varied over time, averaging 34 percent for claims filed from 2006 through 2015. When only first-time applications are considered, the award rates become even worse. “The percentage of applicants awarded benefits at the initial claims level averaged only 23 percent.” Once denied, many individuals who take on the daunting application process drop out of the fray, and with good reason.

Operating under the slogan of “All we do is fight for you,” Citizens Disability increases these dismal approval odds considerably. By dedicating a Citizens Disability advocate to each individual aspect of the claim procedure, the advocacy group simplifies the complicated application process. This personalized approach to filing a claim ensures a highly trained individual is dedicated to each aspect of the application.

“Unlike the traditional approach in which a caseworker is assigned dozens, even hundreds, of applicants and then handles all phases of the process, we take a phase-by-phase approach,” explains Andrew Youngman, Chief Executive Officer of Citizens Disability. “In doing so, our clientele receive access to an initial filing specialist. They are then passed down the chain to another professional and then another who guides them through every aspect of the claim.”

What does this differentiated approach mean for Citizens Disability’s clients? Most importantly, it results in increased odds of disabled workers winning the Social Security benefits they have earned. In turn, deserving applicants can address their health concerns without the added fear of how they are going to survive and thus get on with their lives.

To learn more about Citizens Disability, please visit https://www.citizensdisability.com/. Interested media may arrange a meeting with company management by calling 512-777-8602.

Book Review: The Lion of God Archangel Ari’El by Carol P. Vaccariello ISBN: 978-1-5043-7519-1


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We really don’t know how to categorize  The Lion of God Archangel Ari’El by Carol P. Vaccariello.  It is a different take on spirituality.

The odd thing is, we have thousands of books waiting to be read.  Most of these are on the Kindle but there are still many print books waiting their turn to be read. For whatever reason this book kept popping up to in odd places.  It should have stayed on its designated pile, but it didn’t. We took this as a sign to read it.

If you are comfortable with the concept of spirit guides or spirit animals, you will like this book.  If you are uncomfortable with the concept of these, you may wish to avoid this book.

We all know there are angels among us.  We think it is wonderful to believe that there are many out there who are unemployed because we fail to use them.

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Five Star Review

The Lion of God Archangel Ari’El is very well-written.  We give it all five stars. It is a short book but very impactful and uplifting.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Book Review: Sean Awesome: A Mission at Night by Jiwon Hwang, Illustrated by Sung Hong ISBN: 9781772290295

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If you are looking for a cute story with amazing illustrations for your Family Home Evening, Sean Awesome: A Mission at Night by Jiwon Hwang, Illustrated by Sung Hong will more than satisfy.

The story is cute and sweet.  This is a story that most very young children will find funny.  All children will love the cute, unique illustrations.

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Five Star Review

We give Sean Awesome: A Mission at Night all five stars.  This will make a great gift.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Buy Now!

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Book Review: The Chicken Runs at Midnight: A Daughter’s Message from Heaven That Changed a Father’s Heart and Won a World Series by Tom Friend with a Forward by Tim Kurkjian ISBN: 978-0-310-35206-8


“The Chicken Runs at Midnight”, it kind of sounds like one of those nonsensical codes we used to hear about in spy thriller spoofs.

Instead, this was really a miraculous message from a teenage girl who had gone to be with our Lord, to her family.

The book The Chicken Runs at Midnight: A Daughter’s Message from Heaven That Changed a Father’s Heart and Won a World Series by Tom Friend with a Foreword by Tim Kurkjian shows readers that it is also a message to all families. This would make a good Focus on The Family book.

There are multiple Christian and other messages in this book.  One of the most important ones is that we, as parents, may not realize how every word we say to a child changes the child’s life, whether it be for good or for bad.

Speaking as one who has been in a coma, I (David) know that the advice given by the nurse was exactly right.  People in comas do hear and understand everything that is going on around them. The family did the right thing.

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Five Star Review

We give The Chicken Runs at Midnight all five stars and five boxes of facial tissue to wipe away the tears.  Happy tears and sad tears. This book is extremely well written. In this day of books being published at a super fast rate, they often miss wrong spellings of words, bad grammar, and editing problems.  I found none in this book. A rare case indeed

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Book Review: Master Your Business Cash Flow: Grow the Company You Love, Live the Life You Want Now by Albert J. Zdenek

Cash is king!  Anyone who owns a business, or is learning about business, is taught that early in their education.  

In his new book, Master Your Business Cash Flow: Grow the Company You Love, Live the Life You Want Now,  Albert J. Zdenek gives business owners a few more tools for their toolbox.

It is unlikely that Zdenek and I will ever see eye to eye when it comes to debt.  However, one must realize that his company is valued in the millions, where as the company my wife Suzanne and I have has a net worth of negative 205.80.  Yes, we managed to reach that level with a grand total of 34¢ in revenue.

All joking aside, Zdenek makes a very good case for using debt to finance your business. It does make sense to use other people’s money whenever you can to finance your business.

Having once worked as a collection agent, it is hard for me to understand that there are people who are backed up about asking people for the money they owe their company.  

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Five Star Review

We give Master Your Business Cash Flow all five stars and a pumpkin spice latte.  We think you will, too.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Book Review: Opening: Lotus Hawk’s Prayers & Meditations: Guiding Prayers for Any Day by Harriette “Lotus Hawk” Mandeville ISBN: 978-1-4834-2214-5

 

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One really could not consider Opening: Lotus Hawk’s Prayers & Meditations: Guiding Prayers for Any Day by Harriette “Lotus Hawk” Mandeville Christian.

It really isn’t anti-Christian, either.  I doubt that one could pin any label on this collection of prayers and meditations.

This very short book is meant to help one reflect on their thoughts and feelings.

We are Fundamental/Charismatic Christians. We judge any book that claims to be spiritual in nature using that as our starting point.  But, we also judge books by the value received for the price paid.

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Three Star Review

All things considered, we really cannot give Openings a rating higher than three stars.  Many of the 68 pages of this book are blank (10 pages or 14%) with the understanding the reader will make notes on those pages. Several of the other pages are mostly blank.

We really cannot recommend Openings at all.  The theology is all over the place. It is very polytheistic in nature.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.
We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.Please Visit My Child Bride Suzanne’s Blog

Please be advised that all  information in the How to Manage Your Monkey Course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.   Always consult a professional before you act on any of the information you find in this course.

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.  Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

McClendon Villa     McClendon Villa’s Reviews From the Kitchen of McClendon Villa   McClendon Villa at BloggerP. S. Annie  P S Annie 2Random Thoughts and Observations   Redneck MBAHow to Manage Your Monkey at Blogger   How To Manage Your Monkey at WordPressReviews By David and SuzanneBook Reviews By Bird  Book Reviews By Bird 2 Book Reviews by Bird at WordPress

Book Review: The Income Miracle: How to Use Life Insurance for a Safe and Tax Free Income Stream by Marc Aspen ISBN: 9781532379796

 

The booklet The Income Miracle: How to Use Life Insurance for a Safe and Tax Free Income Stream by Marc Aspen actually bills itself as an article.  It is short, only 20 pages, including the appendix, but it contains loads of information.

One may ask, “Is a twenty page booklet really worth the cover price?”  We would answer that by asking you, “If Warren Buffett offered to sell you a single sheet of paper that contained the secret of how he got wealthy, what would that be worth to you?”

The concept detailed in this book is not new, it just isn’t talked about a lot.  We have reviewed two other books regarding the same subject in the last few months.  This is not new. Many financial gurus will tell you that this method does not work. They advise you to buy term life insurance and invest in stocks and bonds.  I believe these gurus are wrong.

If I had known about this back several years ago, I would be much better off today.  If I had listened to my father, who had actually sold insurance years ago, I would have had this type of plan.

Aspen does not tell you that this way is the ONLY investment you need, like so many other investment books we have read, and there have been hundreds.  He does suggest that this is a part of your investment plan.

Even though this article is short, it might just be the best investment you have made in a while.  It might lead you to ask more questions of your insurance agent. It might lead you to better understand your financial future. We give The Income Miracle all five stars.

7763e-stars_05
Five Star Review

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.
We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255.
Please Visit My Child Bride Suzanne’s Blog

Please be advised that all  information in the How to Manage Your Monkey Course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.   Always consult a professional before you act on any of the information you find in this course.

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.  Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

McClendon Villa     McClendon Villa’s Reviews From the Kitchen of McClendon Villa   McClendon Villa at BloggerP. S. Annie  P S Annie 2Random Thoughts and Observations   Redneck MBAHow to Manage Your Monkey at Blogger   How To Manage Your Monkey at WordPressReviews By David and SuzanneBook Reviews By Bird  Book Reviews By Bird 2 Book Reviews by Bird at WordPress

Press Release: 88,000+ Campers Become ‘Strong’ in Christ at 771 Fellowship of Christian Athletes Camps This Summer

The following is a guest post.  This post does not necessarily reflect the views of Suzanne and David E. McClendon, Sr. or Manian Debil Productions.

88,000+ Campers Become ‘Strong’ in Christ at 771 Fellowship of Christian Athletes Camps This Summer

 

2 Timothy 4-7 B

Eternal Impact for Christ Made, as 88,317 Coaches and Athletes Attend Hundreds of FCA Camps in 43 States and 50 Countries

KANSAS CITY, Mo.—There is strength in numbers.

That’s certainly true of Fellowship of Christian Athletes’ (FCA, www.fca.org) popular and life-changing 2018 Camps program.

For the successful 2018 season, FCA welcomed 88,317 coaches and athletes who attended 771 Camps in 43 states across the country and 50 nations around the world.

This summer’s FCA Camps season impacted and transformed lives through outstanding competition and spiritual growth, with the 2018 Camps theme of “Strong,” based on the Bible verse 2 Timothy 4:7: “I have fought the good fight, I have finished the race, and I have remained faithful.”

“We are so thankful to God for the life-changing impact experienced at hundreds of FCA Camps this summer,” said FCA President and CEO Shane Williamson. “Transforming the world for Christ through the influence of coaches and athletes has been a central focus of FCA since 1954. Now, more than six decades later, we are still humbled to hear from those whose lives were changed through FCA Camps, and we pray this amazing Camps experience will continue for many years to come so even more can make a difference for Jesus through the sports they love.”

This summer, in addition to those who deepened their faith at FCA Camps, 5,097 campers also made first-time commitments to Christ, and 9,819 recommitted their lives to the Lord.

For the immensely successful and popular Camps ministry, FCA takes the best attributes of both athletic- and spiritual-focused camp events and combines them into an athletic/spiritual experience like none other. Camps also remove athletes and coaches from the routine of their sport, friends, co-workers and community, and place them into an exciting, healthy, athletic environment allowing them to pursue their passion for sport and clearly see and hear Christ’s passion for them.

Competitors who wanted to reach their potential through comprehensive athletic, spiritual and leadership training attended a variety of camps, which include Sports Camps, Leadership Camps, Coaches Camps, Power Camps, Team Camps and Partnership Camps. Learn more through FCA’s 2018 digital Camps impact report.

FCA is also gearing up for its 15th annual student-led and student-driven Fields of Faith events on Oct. 10, where student-athletes, coaches, parents and community members will worship together, hear from inspiring speakers, pray and commit to Bible reading at upwards of 500 gatherings on athletic fields in the U.S. and globally.

Last fall, thousands of lives were changed eternally on 521 fields across the country, as the 2017 event set a new record with 198,000 in attendance. Even more important, 6,213 made first-time faith commitments, 5,015 recommitted their lives to Christ, and 6,494 committed to reading their Bible.

Those interested in bringing Fields of Faith to their area may visit www.fieldsoffaith.com for more information on how to host a field event, sign up to attend a field or register a field. For details on how to become involved with FCA on campus, or to start an FCA presence at school, visit www.fca.org/get-involved.

Read more about FCA here. For more information about the Fellowship of Christian Athletes, visit FCA’s web site at www.fca.org, its Facebook page at www.facebook.com/fcafans or its Twitter feed @fcanews.
Please Visit My Child Bride Suzanne’s Blog

Please be advised that all  information in the How to Manage Your Monkey Course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.   Always consult a professional before you act on any of the information you find in this course.

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.  Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

McClendon Villa     McClendon Villa’s Reviews From the Kitchen of McClendon Villa   McClendon Villa at BloggerP. S. Annie  P S Annie 2Random Thoughts and Observations   Redneck MBAHow to Manage Your Monkey at Blogger   How To Manage Your Monkey at WordPressReviews By David and SuzanneBook Reviews By Bird  Book Reviews By Bird 2 Book Reviews by Bird at WordPress